Finacademics

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Tuesday, May 13, 2025

FINACADEMICS

Detect. Decode. Decide.

 

Welcome to FINACADEMICS — where numbers speak and mysteries unfold...

Case File IV: Dividends, Deceptions, and Debt Disguises

📜 Introduction: Dividends paid from borrowed money. Revenues recognized on ghost contracts. What else lurks beneath the ink? This round leads you to numbers that look good… until you look twice.

🔎 Blurb: The CFO adjusted his tie. “We’re profitable if you ignore GAAP.” Holmes nodded. “And I’m tall if you exclude my shoes.”

🎮 Game 16: The Dividend Smokescreen

Despite negative earnings, the firm just raised its dividend. Bold or bluff?

💰 Review cash from operations

📉 Negative. The dividend is funded by debt. Smells unsustainable.

📈 Compare net income and dividend payout

🧮 They’re overpaying. Something has to give soon.

🎩 Trust the board’s confidence

😬 Don’t confuse tradition with prudence.

🎮 Game 17: The CAPEX Illusion

The company boasts free cash flow growth. But plant upgrades are long overdue…

🔍 Check maintenance vs growth CapEx

🧠 Clever! They’re deferring maintenance — inflating FCF temporarily.

📈 Celebrate their efficiency

😬 You fell for it! Deferred CapEx means future pain.

🧾 Review depreciation trends

📉 Depreciation flat while asset base expands? Suspect.

🎮 Game 18: The Deferred Tax Trick

Net income is stable, but the effective tax rate swings wildly. Curious?

📄 Investigate deferred tax assets/liabilities

🧾 They’re using tax credits from past losses to smooth results.

📈 Trust their GAAP tax line

🙈 You’ve been duped by accrual illusion.

💼 Review footnote disclosures

🔎 Bingo! They buried it under “other tax adjustments.”

🎮 Game 19: The Restructuring Ruse

Big one-time charges this year — “restructuring,” they say. Should you ignore them?

📂 Compare to past years

🔍 This is their 4th “one-time” expense. Not so one-time after all.

📈 Trust adjusted EPS

😬 You let them distract you with asterisks.

🧾 Read 3-year history

🧠 Good sleuthing. Repeat charges = recurring problem.

🎮 Game 20: The Float Game

The company holds large cash balances. Investors cheer. But what’s the source?

💳 Analyze customer prepayments

📦 They’re floating on unearned revenue. Temporary cash.

📈 Praise liquidity strength

😬 Not so fast — it’s a liability disguised as strength.

🔍 Compare cash to obligations

✔️ Outstanding work. Liabilities dwarf the “free” cash.

Disclaimer:

🕵️ The characters of Sherlock and Watson are in the public domain. This content exists solely to enlighten, not to infringe—think of it as financial deduction, not fiction reproduction.